American Funding Solutions provides business owners nationwide with fast, flexible invoice factoring backed by 20 years of experience, along with no long-term contracts and a dedicated team focused on keeping your cash flow moving. We build funding plans that adapt to your business so you can grow with confidence.
© American Funding Solutions
How It Works
3 Simple Steps
to Get Funded
Get the funding you need in three simple steps. Apply, get pre-approved, and access funds quickly to keep your business moving forward.
01
Fill Out the Form
Fill out our easy form so we can review your business and begin building your funding plan right away.
02
Get Pre-Approved Fast
After you submit your application, we review and pre-approve it within 24 hours so you know exactly where you stand.
03
Access Your Funds
We advance 80% to 90% of your chosen invoices and deposit your funds within one business day.
$1B+ Funded • 500+ Businesses Served
About Us
Experience You Can
Fund With Confidence
American Funding Solutions serves business owners and decision-makers at service-based companies nationwide, from security and manufacturing to medical and warehouse staffing. We have spent 20 years helping small and medium-sized businesses bridge the gap between invoicing and payment, with more than $1 billion in total funding deployed and over 500 businesses served.
Our team provides each client with a dedicated account manager who handles factoring, collections, and pricing so your experience stays smooth from start to finish. We believe funding should adapt to your business, which is why every agreement we offer comes with no minimums and no long-term contracts. We exist to keep your cash flow moving so you can focus on what you do best: growing your business.
Get Funded Quickly
Ready to Keep Your
Cash Flow Moving?
Join 500+ businesses that rely on American Funding Solutions for fast,
flexible invoice factoring with no long-term contracts.
Why Choose Us
Funding Built Around
Your Business
With 20+ years of experience, American Funding Solutions provides flexible invoice factoring, personalized support, and no long-term contracts to help businesses maintain cash flow and keep growing.
Fast Working Capital
Access up to 80–90% of eligible invoice value quickly to support payroll, expenses, and growth.
Flexible Funding
Factor the invoices you choose with no minimums or long-term contracts.
Dedicated Support
Get personalized guidance with funding, factoring, and collections from a dedicated account manager.
Business Growth
Flexible funding for businesses across industries, helping your working capital grow with your business.
Special Offer
Complimentary Funding
Consultation
Connect with our team at no cost and get a custom funding plan
built around your invoices, customers, and cash flow goals.
Our Service
Flexible Invoice Factoring Built Around Your Business
Turn outstanding B2B invoices into working capital and keep your business moving. American Funding Solutions provides flexible invoice factoring with funding of up to 80–90% of eligible invoices, helping you manage payroll, operating costs, and growth without waiting on slow-paying customers.
80–90%
Up to 80–90% Advance
Access a large portion of eligible invoice value quickly.
24 Hrs
Fast Funding
Get started with pre-approval within 24 hours, followed by fast funding.
Net 30–60
Flexible Terms
Designed for B2B businesses with Net 30–60 invoices and beyond.
Invoice Factoring
Get faster access to the money tied up in your unpaid invoices. AFS helps simplify collections, reduce administrative work, and provide the working capital your business needs.
Built For Growing Businesses
Whether you are managing payroll, covering operating expenses, or handling seasonal cash flow gaps, invoice factoring gives you access to funds when you need them.
Reliable Invoice Factoring You Can Trust for Steady Business Cash Flow
Stop waiting for slow-paying customers to keep your business running. We advance 80% to 90% of your outstanding invoices so you get paid now instead of waiting 30, 60, or 90 days. American Funding Solutions has funded over 500 businesses nationwide, with no long-term contracts and no minimums. We build a funding plan around your business, not the other way around.
Reliable Invoice Factoring You Can Trust for Steady Business Cash Flow
$1B+ in Total Funding Provided
500+ Businesses Funded
20 Years of Factoring Experience
Flexible, No Long-Term Contracts
Stop waiting for slow-paying customers to keep your business running. We advance 80% to 90% of your outstanding invoices so you get paid now instead of waiting 30, 60, or 90 days. American Funding Solutions has funded over 500 businesses nationwide, with no long-term contracts and no minimums. We build a funding plan around your business, not the other way around.
$1B+ in Total Funding Provided
500+ Businesses Funded
20 Years of Factoring Experience
Flexible, No Long-Term Contracts
KEEP YOUR CASH FLOW MOVING
Get Your Funding Plan with a Complimentary Consultation
100% Privacy Guaranteed
Testimonials
Hear From Our Clients
Read how we help you access cash flow quickly by advancing up to 90% of your invoices with no long-term contracts, so you can keep growing without waiting for slow-paying customers.
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I have had an outstanding experience with American Funding Solutions. Starting my first business was challenging and, of course, a lot of learning. I wanted to make sure everything ran as smoothly as possible. Making sure payroll is met on time was very important. Since I have been working with American Funding Solutions, funds are always available the next day. I have also had the pleasure of building a great relationship with Kristy & Kim. They are knowledgeable and friendly and always helped me during the process. If not available, other staff was there and willing to help. I would definitely recommend them if you're looking for a great funding company.
Extraordinary Nurses
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American Funding Solutions has been an integral partner in helping our company succeed. They have great customer service, and Angie has been great in handling all of our company needs. They are professional and courteous of their customers. Our funding needs were handled promptly and without delay. I would recommend American Funding Solutions to any small- to large-sized business. Working with them has truly been awesome!!
HR HR
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American Funding Solutions is the best thing to happen to our company this year. Kristy and the team have been professional throughout all interactions, provided outstanding customer service from day 1, been prompt at responding to emails, and have consistently gone above and beyond what's expected. I can't speak highly enough about this company and wouldn't hesitate to recommend American Funding Solutions to any small business or solopreneur looking for a reputable invoice factoring partner to join them on their business adventure!
Dan White
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The experience I have with American funding is truly awesome. They are very professional and knowledgeable about payroll and advance funding for my small business. The money is always accurate and on time when ACH deposits are made for my company's payroll. I recommend American funding for any small business that needs factoring assistance. I could not run my business without them.
Luv2Care LLC
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Professional! Need cash flow help just once or even more; they can help! The process is fast and easy and can help keep your business going when money gets tight. Give them a try and see for yourself. You won't regret it.
Kimberly Kinsey
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AFS is AMAZING. AFS literally saved our business when we first started. They have a great team and always make you feel like their most important client, no matter who you speak with. AFS truly helped our dreams come true.
Guy Swaggerty
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I have been a customer for 3 years. Kim and her staff have always been very helpful with all my company's needs. They are very easy to work with. I would highly recommend them for any small company.
Gary R
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Kim and her staff go above and beyond to help! We are a new business and needed funding as soon as we started. Kim was very patient with us and walked us through all the paperwork. They respond very quickly to all emails/phone calls and are on top of deposits. We are so blessed to have them!
Jessica Person
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American Funding Solutions is the best funding company we have worked with. They get the funding to you in a timely manner. They also have someone working directly with our organization to make sure we get what we need.
Halcyon Resources
